Understanding worker’s compensation from Worker’s compensation attorney
Worker’s compensation attorney is necessary because the process often includes resistance from employers once a claim is filed. Worker’s compensation program was established to provide insurance coverage for workers who are injured on the job from worker’s compensation attorney. Over the years, many employers have come to see worker’s compensation as an unwanted expense. The law clearly mandates that all employers are required to carry worker’s compensation insurance. However, unscrupulous employers work diligently to keep their employees from filing claims. Some will even find creative ways to delay, or to refuse payment. It is against the law for any employer to coerce or compel an employee to not file their claim. Any company or employer that is found doing this can face legal prosecution.
Every employer in NC must carry worker’s comp
North Carolina law mandates that every employer must carry worker’s compensation insurance through an independent insurance carrier. Employees are also compelled to comply with medical treatment or if the employee refuses, he or she will become personally responsible for any medical costs that are stemming from their job related injury. Under certain guidelines, some employers can forego the use of a third party carrier, and “self-insure” their own employee claims. This is acceptable under state law if an employer meets certain financial qualifications. Employer who wish to be self-insured must meet the following requirements:
- The company must maintain greater than $500,000 in total fixed assets
- The company must meet or exceed work safety standards as outlined by the North Carolina Department of Labor
- The company must file for certification as a self-insured company with the state of North Carolina
Just as your employer must meet certain requirements according to worker’s compensation laws from worker’s compensation attorney, if you are injured employees are required to follow regulations regarding the filing of a claim. The employee must notify his or her employer about workplace injuries as soon as possible. Failing to do so could mean that the employee will be deemed responsible for all medical expenses prior to their notifying their employer. Even if it is not a life threatening injury, the injured employee should seek medical evaluation and treatment after formally notifying the employer. When a worker seeks medical treatment, they are to specify that the injuries are work related. This informs the medical provider that they must file the treatment under a worker’s compensation claim.
Worker’s compensation lawyer or Worker’s compensation attorney in Charlotte, NC
If you are looking for worker’s comp attorneys who have decades of experience helping honest and hardworking people to receive fair compensation and the medical treatment that they deserve; consider The Olive Law Firm in Charlotte, NC. Call their offices for a consultation in English or Spanish. It does not matter what kind of work related injury you have; you deserve to know your options. The Olive Law Firm has been helping Carolinians understand their rights and seek justice since 1957. Call them today and ask to speak with a worker’s compensation attorney.