After an accident, you will want to seek appropriate medical attention, and then you will need to find the best Charlotte injury lawyer available. The reality is that issues are going to arise from your accident. For example, you may find yourself wondering whether you should speak with the insurance adjuster. If you do decide to deal with an insurance adjuster on your own, please understand that saying the wrong thing or missing an important detail could cost you a lot of money. Additionally, you could agree to a claim too soon after the accident and discover that your injury is very serious and will require extensive medical care and expense. Once you agree to a claim, any shortfall, even medical care, will come straight out of your pocket.
You can be sure that if you sign a claim you have probably forfeited most of your rights. If you call your Charlotte injury lawyer, he or she can provide the peace of mind that you deserve. However, If you insist on handling your claim without legal representation, you need to be aware of insurance company tactics that are designed to reduce what you can ultimately recover. Consider the following tactics that are often used:
The adjuster does not call you back promptly – If you do not hear from an adjuster within 48 to 72 hours after your injury or accident, it may seem like he or she is hard to get in touch with. But it is more likely a concentrated effort to ignore you or worse. The insurance company is probably planning or has decided that their client has no responsibility for your claim. Regardless of the situation, a personal injury attorney has the tools and the determination to get a response.
Insurance adjuster refuses to send information – Unfortunately, some insurance companies never intend to do anything that may help you. They may not want you to know how much insurance coverage is available for your claim. The disclosure of all applicable policy limits is your legal right. In addition, some policies provide coverage for benefits when you are injured on someone else’s property. This falls under medical payment coverage. The case may be that the adjuster may not want to disclose such information. Without a lawyer, you probably do not have the leverage to demand all the information to which you are entitled.
The insurance company will NOT admit that their insured was at fault – Quite often there are countless claims where the other party is clearly at fault; but their insurance company is steadfast in denying fault. This is one of the oldest tricks in the book called, “stalling and delay”. You can be sure that insurance companies will use many more tactics to wear you down and deny you and your family the appropriate amount of just compensation.
A Charlotte, NC personal injury attorney
It is important to remember that no matter how safe you try to be, negligent and irresponsible people are on the road with you. This is why the accident and injury attorneys at the Olive Law Firm of Charlotte, NC are also ready to work for you and your family. If you or a family member ends up injured as the result of a negligent act or an act of omission; call the offices of the Olive law Firm for a free consultation with a Charlotte injury lawyer.