I have been in an auto accident. Do I need to hire an attorney?

Isn’t asking a lawyer if you need a lawyer sort of like asking your waiter if you should order dessert? The answer is automatically suspect. But let’s consider the pros and cons as objectively as we can.Some accidents are simple. You’re read ended. No one is hurt. The body shop repairs the car and the insurance company pays the bill. Everyone moves on. You probably do not need an attorney to help you sort this out. Liability and damages are straight forward, and insurance coverage is adequate.

However, most automobile accidents, even fender benders, are not so simple. Accidents involving drivers who have no insurance are becoming a bigger and bigger problem. And is it a surprise that these uninsureds are often the worst drivers, or those with impairment problems? Many people have coverage on their own policies to protect them when this happens and they don’t even know it. They may be covered even if they opted not to purchase comprehensive or collision coverage.

An experienced attorney can review your coverages to help you determine if you are protected.

Sometimes victims of automobile accidents suffer injuries that do not seem serious at first, but which can deteriorate and last for years, or even for life. Sometimes lost earnings are not easy to properly document. Sometimes if there have been previous injuries or pre-existing conditions in the same parts of the body, the insurance company will contend that your injuries were not caused by the accident. Even cases that do not involve life changing injuries or difficult legal questions are vigorously defended by insurance companies. An innocent victim, standing alone, is simply not in an equal negotiating position and cannot stand up to the insurance company’s relentless attack.

Do you think you have a case? Do you need assistance?

An experienced trial lawyer can help you resolve the difficult issues that block the path to a reasonable settlement. A trial lawyer can stand toe to toe with the insurance company’s advocates to see that you get the outcome that is fair. Your attorney will lift the hassles from you so that you can focus on important things: your work, your recovery, and getting your life back to normal.

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