It may be necessary to hire a worker’s compensation attorney if you encounter resistance from your employer after you have filed a claim. Worker’s compensation when you are injured on the job is a legal right, and you pay a premium for coverage, just as you do for car insurance or homeowners insurance. When your car has damage, you expect your insurance company to pay the claim based upon your agreement as set forth in your policy. The worker’s compensation program is established as a means to provide coverage for injured workers and to protect employers.
For many reasons, most of them strictly financial, employers see worker’s compensation claims as an unwanted expense. They seek to take advantage of the employer/employee relationship, making the employee feel that filing a claim is like biting the hand that feeds them. The current reality is that many employers work very hard to keep their employees from filing claims, and some will even delay or refuse payment. Hiring a worker’s compensation attorney is like getting added insurance.
North Carolina worker’s compensation attorney
State law mandates that every employer in North Carolina must carry worker’s compensation insurance in very specific terms from worker’s compensation attorney. A company may not be held responsible for an injured employee’s medical costs if the injured employee refuses medical attention for their on the job injuries. Refusing medical treatment makes any subsequent medical expense that are related to the workplace injury becomes the responsibility of the employee.
Some employers determine that it is better to forgo the use of a third party carrier, and “self-insure” their employee claims. This is an acceptable practice under state law once an employer meets certain financial qualifications.
Your responsibilities in worker’s comp cases
The company must meet certain requirements for worker’s compensation insurance and employees are required to follow regulations regarding the filling of a claim from worker’s compensation attorney. Failure to fulfill your part as an employee could result in your claim being reduced or rejected. Unfortunately, the claim process can be particularly complex, causing some employees to receive less than they are fully entitled. Make sure that you fulfill your basic obligations in a timely manner, such as:
- Notifying your employer about workplace injuries as soon as possible.
- If it is not a life threatening injury, seek medical treatment only after formally notifying the employer. When visiting the medical treatment facility, specify that the injuries are work related.
- Follow the doctor’s instructions and comply with any follow-up visits.
Be sure to fulfill your obligations, and understand that it is against the law for an employer to coerce or convince you not to file a claim. If you have any questions or misgivings about the process, call a worker’s compensation attorney for a free consultation. It is like having insurance for your insurance.
Worker’s compensation attorney in Charlotte, NC
If you are looking for worker’s comp attorneys who have years of experience helping honest and hardworking people to receive the compensation and treatment they deserve, consider The Olive Law Firm in Charlotte, NC. Call their offices for a complimentary consultation in English or Spanish. It does not matter what kind of work related injury you have, you deserve to know your options. The Olive Law Firm has been helping Carolinians understand their rights and seek justice since 1957. Call them today to schedule a free consultation with a worker’s compensation attorney.